In JPMorgan Chase’s recent announcement, they said they would begin offering credit to individuals without credit scores. The announcement is part of the Trump initiated economic plan called Project REACh, and puts them in a unique situation targeting historically underserved consumers, who often don’t trust banks and financial institutions with…

Our right to privacy is disappearing. Some practical, but necessary, ways to modernize privacy rights include:

· Improving private interfaces that protect identity and private details, similar to the ‘hide my email’ feature available when you sign in with your Apple account and using Public-key cryptography.

· Making sure that…

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